IELTS Speaking Part 2

Describe a time you saved money to buy something: IELTS cue card with sample answer

An IELTS cue card for Speaking Part 2 with a Band 8 sample answer, the one-minute plan behind it, the vocabulary that lifts it and the Part 3 follow-up questions the examiner can ask next.
  • 263 words
  • An experience
  • 1 minute to prepare
  • 2 minutes to speak

The cue card

Describe a time you saved money to buy something.

You should say:

  • →What you wanted to buy
  • →How long it took to save
  • →How you saved the money
  • →And explain how you felt when you finally bought it

One minute to prepare, then speak for one to two minutes. Prefer to practise without recording? Run the clock on any card with the IELTS speaking timer.

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An experience

How to answer this cue card: a one-minute plan

  1. 1

    Say exactly what you were saving for and why you wanted it so much.

  2. 2

    List your saving methods with 'first', 'second', 'third' to structure the third point.

  3. 3

    Connect the feeling of buying it to what you learned about money or effort.

Model answer

Band 8 sample answer

Band 8263 words, about two minutes at a natural pace. Details are invented; use your own.

When I was sixteen, I saved up for about ten months to buy a second-hand digital camera. I was living with my family in Da Nang, in central Vietnam, and I'd become obsessed with photography after a school trip to Hoi An, where I'd borrowed a friend's camera.

My parents could have bought it for me, but my father said that if I wanted something that expensive, I should earn it, which I thought was unfair at the time. So I worked out that I needed about six million dong and made a plan.

I saved in three ways. First, I stopped buying snacks and iced coffee after school, which saved a surprising amount every week. Second, I helped my aunt at her small clothes shop at weekends, folding clothes and serving customers, and she paid me a little for each day. And third, I sold my old bicycle and some comic books that I'd collected since childhood, which was quite painful. I kept the money in a tin box under my bed and counted it far too often.

When I finally bought the camera from a photography shop in the city centre, I felt incredibly proud, more than I'd expected. Because I'd worked for it, I treated it with enormous care. I learned how every button worked and took it everywhere. I'm now twenty-five and work as a wedding photographer, and that camera is on a shelf in my studio. I think my father was right; earning it taught me to value it, and to plan towards a goal step by step.

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6 words

Useful vocabulary for this cue card

  • second-hand

    Previously owned by someone else.

  • obsessed

    Thinking about something all the time.

  • worked out

    Calculated or found the answer to something.

  • painful

    Causing emotional difficulty.

  • treated it with enormous care

    Looked after something very carefully.

  • step by step

    Gradually, one stage at a time.

6 questions

Part 3 follow-up questions

  1. 1Should children be given pocket money?
  2. 2Why do some people find it hard to save money?
  3. 3Is it better to save up for things or buy them on credit?
  4. 4How do advertisements encourage people to spend?
  5. 5Should schools teach financial skills?
  6. 6Do young people today save less than their parents did?

Answer each in three to five sentences: position, reason, example, limit. See how to answer IELTS Speaking Part 3.

Frequently asked questions

How should I start the cue card "Describe a time you saved money to buy something."?+

Say exactly what you were saving for and why you wanted it so much.

How long should I speak on an IELTS cue card?+

You get one minute to prepare, then speak for the full two minutes, about 220 to 280 words at a natural pace. The examiner will stop you at two minutes, which is a good sign, not a problem.

How is the cue card scored?+

Part 2 is not scored on its own. Your whole Speaking test gets one band from four criteria: fluency and coherence, vocabulary, grammar and pronunciation. The cue card is where the examiner hears whether you can keep going for two minutes.

Can I use this sample answer in the exam?+

Use its structure and vocabulary, not its sentences. Examiners recognise memorised answers and mark fluency down; a shorter answer from your own memory scores higher than a recited one.

Keep practising

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